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What Are Your Options When You’re Turned Down for Long-Term Disability?

If you have been injured in a motor vehicle accident or any other type of accident in Ontario, you have several income replacement options – especially if you’ve sustained an injury that results in long-term disability. It’s important to know, however, that the laws in this area are quite complex and require the help of an experienced, knowledgeable lawyer. If you have been turned down for long-term disability benefits from one source, don’t give up. Your lawyer can help you identify all sources of long-term disability benefits and meet the deadlines for filing a claim.

The Importance of Pursuing All Your Options

Pursuing compensation under a disability claim can be an overwhelming, frustrating process for an injury victim. Although most people in Ontario are aware they have certain rights when it comes to receiving both short-term and long-term disability, they often struggle with the hassle of claim delays and unfair denials. Whether you’re applying for benefits with your private insurer or the government, you’re likely to encounter complex legal issues that require specialized knowledge. This is where an experienced personal injury lawyer can help.

Injury victims who have suffered serious injuries that prevent them from working may be able to apply for long-term disability benefits from several sources:

  • Motor vehicle accident insurance (if the injury was caused by a car accident)
  • Long-term disability (set by contract, often through group benefits available through the injured person’s employment)
  • Canada Pension Plan (disability component)

These are all independent sources of long-term disability compensation, and it’s important to apply for any or all that are available to you. Although injured accident victims can’t collect double or triple compensation that would result in a windfall of benefits, they will have greater protection if they are approved for benefits from more than one source. Additionally, each source of long-term disability benefits imposes strict time limits and requires medical proof of the claimant’s disability.

Lomax Law Firm

If you have sustained a debilitating injury, the last thing you need to worry about is handling the complexities of applying for long-term disability benefits on your own. Because the law in this area is complicated, it is important to work with a knowledgeable, compassionate lawyer who understands your injuries and knows what you need to obtain full and fair compensation for your physical damages, medical bills, and other expenses. Rein Lomax has helped the injured and their families for nearly two decades. Contact Lomax Law Firm today at (519) 488-9378 to discuss your case.

This website has been prepared by Lomax Law Firm for informational purposes only and does not, and is not intended to, constitute legal advice. The information is not provided in the course of an attorney-client relationship and is not intended to substitute for legal advice from an attorney licensed in your jurisdiction. 


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